Newcastle Accountants, The Garis Group, are a professional family owned and operated financial services firm that aims to build a strong and continuous relationship with our clients built on our valuable, personal, technical and knowledgeable expertise.
We help create a beautiful financial future for our clients, their families and the people around them so that together we create a huge and lasting impact in our world.
We are experienced individual tax agents and small business accountants with over 25 years of service in Hamilton, Newcastle, the Hunter Valley and beyond.
Our team is committed to building a financial services firm that our friends and family would choose and recommend.
At The Garis Group our mission is to empower clients in Newcastle to achieve lasting financial stability through personalised support. Whether you are navigating personal tax requirements or managing the financial side of a growing business, we offer a wide range of accounting and advisory services to meet your needs. With more than 25 years of local experience, we have become one of the go-to accountants in Newcastle for individuals and organisations alike. Our goal is to help you thrive in the current economic climate while preparing you for the opportunities that lie ahead.
We believe financial freedom looks different for everyone. Some clients seek guidance on purchasing a home or making significant life changes. Others desire clarity on long-term business strategies. Regardless of your starting point, our collaborative approach ensures a transparent process from the initial meeting through to ongoing advice and support. By simplifying complex financial matters, we free you to concentrate on your main objectives. In choosing The Garis Group, you are selecting accountants in Newcastle who deliver both technical proficiency and genuine care.
Life is marked by pivotal events such as buying a home, starting a family or launching a new career path. Each milestone presents fresh financial considerations that may feel overwhelming. The Garis Group is here to offer insights and direction designed specifically for your circumstances. We tailor services to your reality, ensuring no one-size-fits-all approach. Our team helps you make well-informed decisions about savings, tax planning and investments so you can move confidently toward your goals.
Our accountants in Newcastle are dedicated to continuous professional development, keeping up with changing legislation so you do not have to. By staying current, we can recommend the most suitable solutions for your evolving situation. Whether you are in your early career or preparing for retirement, our guidance adapts to your changing needs, safeguarding your financial interests at every stage.
Local enterprises form a vital part of Newcastle’s economy. At The Garis Group, we pride ourselves on championing the growth and success of family businesses and start-ups that fuel the region’s diverse industries. We understand the complexities of running a business, from managing daily expenses to driving long-term strategy. Our experienced team advises on budgeting, forecasting and financial structuring so you can optimise profitability.
Over the last two decades, we have seen businesses evolve with shifting market conditions. This history positions us to offer invaluable insights on staying resilient. We want to be more than service providers. We aim to act as genuine partners, guiding you toward sustainable success. By choosing our accountants in Newcastle for your business, you benefit from deep local knowledge and an ongoing commitment to your prosperity.
Taxation can be stressful without the right expertise. The Garis Group addresses both personal and commercial tax matters comprehensively, reducing hassle and ensuring accuracy. Our methods focus on thorough research and proactive planning helping, you comply with regulations while minimising liabilities. By trusting our accountants in Newcastle, you can look forward to a streamlined process where deadlines are met and opportunities for tax savings are explored.
We recognise that everyone’s tax circumstances are unique. That is why we begin with an in-depth assessment of your financial profile, identifying key areas that warrant attention. With open communication and clear updates, we keep you informed on the progress of your returns or tax planning strategies. This approach fosters confidence, ensuring you never feel in the dark when it comes to your finances.
For individuals juggling multiple income streams, investments or family obligations, tax matters can quickly turn complicated. We specialise in breaking down these complexities into clear actionable steps. Whether it is capital gains implications, rental income or HECS considerations, we are committed to delivering a hassle-free experience.
Our focus is not just on filing returns. It extends to boosting your overall financial position. By pinpointing ways to maximise available deductions and credits, we ensure you keep more of what you earn. Our role is to decode the nuances of personal taxation so you can approach each financial year with clarity and peace of mind.
Running a profitable enterprise often hinges on effective tax management. By combining current regulations with forward-thinking strategies, we help you set a course for sustainable success. Strategic planning might involve restructuring your business, making use of relevant incentives or timing transactions to align with your growth trajectory. Our personalised approach means we adapt solutions to your specific sector and size.
As your business evolves, we remain vigilant about spotting potential changes that could affect your tax obligations. Our accountants in Newcastle nurture a proactive mindset, giving you time to adjust your financial framework and avoid any unpleasant surprises down the track. We strive to align tax planning with broader business objectives, ensuring your company remains competitive and primed for long-term gains.
Superannuation forms a cornerstone of financial security, and some people opt for Self-Managed Superannuation Funds to take greater control. The Garis Group offers thorough support to individuals exploring the SMSF route. We clarify the necessary steps, legal obligations and best practices to guarantee your retirement savings are both protected and nurtured. By helping you devise an effective plan, we aim to empower your retirement ambitions.
We appreciate that SMSFs require dedication and focus. Our team provides easy-to-follow advice on compliance, investment options and administrative tasks. From guiding you through initial setup to handling ongoing reviews, we strive to simplify your role as trustee. Our objective is to lighten the administrative load while safeguarding your fund’s success.
SMSFs suit those who wish to oversee their super directly, allowing customised investment strategies aligned with personal goals. This control can be advantageous, although it comes with added responsibilities. We help weigh the pros and cons, ensuring you fully understand the obligations. Our reliable support allows you to focus on tailoring your asset portfolio and steadily building your retirement nest egg.
We use thorough reviews of your financial standing to propose strategies designed to increase your retirement benefits. Whether it is property investments or managed funds, our recommendations centre on your risk tolerance and long-term vision. Through structured guidance and ongoing check-ins, we promote the best possible outcome for your superannuation journey.
Our team’s knowledge extends beyond basic compliance. We offer deeper perspectives on future-proofing your SMSF so it continues to serve your retirement plans effectively. By maintaining open communication, we adapt our advice as your circumstances evolve. Should your financial goals or regulatory frameworks shift, we ensure your SMSF remains compliant and aligned with your changing needs.
Because superannuation is a significant component of one’s financial security, we do not take SMSFs lightly. Every piece of guidance is grounded in professional integrity and an unwavering commitment to your welfare. The Garis Group stands ready to simplify complexities, making sure your retirement savings work as hard for you as possible.
One of the barriers to seeking professional assistance is the worry about unanticipated costs. The Garis Group addresses this by offering fixed-fee packages tailored to each client’s needs. Instead of billing per hour or per phone call, we provide a clear plan that covers our services for a set period. This approach removes guesswork, helping you budget more effectively for essential accounting requirements.
We see our fixed-fee arrangements as an opportunity to build deeper relationships. Instead of waiting for tax season to talk about your challenges, you can reach out any time. If you are looking for accountants in Newcastle who offer transparent billing and consistent support throughout the year, our fixed-fee model is designed to suit you.
Surprise invoices or hidden surcharges can undermine the trust you place in your advisors. Our aim is to build strong partnerships based on openness and fairness. By charging a fixed fee, we encourage regular communication. When obstacles or opportunities arise you feel free to contact us without fearing extra charges. This open dialogue paves the way for smooth collaboration where you get the insights you need without hesitation.
Because personal wealth and financial freedom are important to you, it’s important to us. Whether you’re looking for a stress-free tax return, or you have a complex situation and are planning for what’s next in life, The Garis Group is here to help.
Personal Accountants
Taking control of your superannuation using a Self-Managed Superannuation Fund can be a powerful way to secure your long term financial future. We at The Garis Group are SMSF specialists, providing a comprehensive SMSF accounting, administration and investment service – but not until we make sure that it’s the right thing for you.
In our fixed fee accounting packages, you will know that we are there for you when you need us, all year round – not just at tax time! Our no surprises accounting service packages mean that you can budget better, maintain control of cashflow, and receive high level personalised service throughout the year.
If you want your business to work smarter and faster, while maintaining control of cashflow, then choosing a business advisor who understands your needs is essential. We are a family business ourselves, and our team has real world experience from a broad range of industries. We’d love to help you in your success.
Newcastle and The Hunter is a growing market for businesses servicing Aged Care, NDIS providers and the broader Health and Lifestyle industries.
The Garis Group has a deep understanding of the needs in your industry and can help you to grow and thrive by drawing on our experience, knowledge and access to industry best practices.
If you’re a sole trader, small business or big operator in the building and trades industry, we’ve got your back. With 25 years’ experience helping construction and housing industry businesses, we know what it takes to be successful.
Our team includes Hospitality industry professionals to complement our experienced Advisors, giving you better insight into and overview of your finances, and improving collaboration with your team. Our people are from your industry, so we know what works and we know your pain points.
We’re always happy to help new businesses start their journey towards success. Here’s how we can help:
The total amount of tax that your business must pay will vary depending on the structure and setup of the business. If you’re using a company structure, your business is usually taxed at 25% of all net profit made.
When it comes to individual tax outcomes, this will also vary depending on your income level and where it falls on the progressive income tax scales. This range can fall anywhere between 0% and 47%.
To make sure you’re paying the right amount of tax, it’s important that you seek professional advice about your business structure.
We love working with The Garis Group. They play an integral part in our business. They are an amazing team of lovely people. We have a working relationship built on trust over many years!
Pratt Projects
Construction Small Business Clients
If you are looking for sound financial planning advice, provided by a warm and genuine family who pride themselves on integrity in business, I have no hesitation in commending The Garis Group to you.
The fees are sensible and were well-explained from the start. We have encountered no hitches or hidden charges, and have been completely delighted with the quality and promptness of the very personal service provided by The Garis Group. It feels much more like speaking to friends than to financial professions when we have our regular meetings.
Lindsay O’Reilly
Individual & Self-Managed Super Fund
The Garis Group have provided and continue to provide excellent advice and support for clients undertaking property investment.
Their experience and expertise combined with their strong ethics means the investment process is less stressful for clients. If you lead a busy life and are looking for great advice and support, give Di a call now.
Glenn Kirkwood
Owner BNI Team
Jim provided us with the concepts & the workings of a Self Managed Super Fund & answered all of our questions very clearly. In conjunction with Politis Investment strategies, the benefits & costs of establishing our own super fund were clearly outlined. The Garis Group together with Politis Investment Strategies provided us with a seamless & hassle-free transition from our existing funds to our Self Managed Super Fund. We have been delighted with the service provided and would have no hesitation in recommending The Garis Group if you are considering a Self Managed Super Fund.
Paul & Kaye Olive
Self-Managed Super Fund Clients
As a small business owner, I’m required to manage all facets of my business. I rely very strongly on the Garis Group to manage my monthly reporting, tax and compliance matters so that I can focus on my real business in the comfort that these aspects are being managed expertly.
I value and trust their advice, confidentiality and service. I believe using The Garis Group not only makes my life easier, saves me time, keeps me on the straight and narrow but it is excellent value for money and provides me a level of comfort that I really appreciate. Jim, John and the team are always available and approachable. It’s a great pleasure to be able to do business with another small business, and I know very strongly that my business is their business.
Jenny Hawes
Small Business Owner
I have been a client of Jim Garis for longer than I can remember. Jim has always assisted me and my brother with managing not only our personal accounts but also our investment accounts. Recently Jim assisted me in setting up my Self-Managed Super Fund. The process was simple and explained to me in a way that was easily understood. Jim was able to assist me at every stage and with any questions I had as they arose. I would highly recommend The Garis Group to anyone.
Georgina Ross
Individual & Self-Managed Super Fund
The Garis Group has been looking after my businesses taxation and finance for over 10 years. The knowledge and advice they provide has been instrumental in helping us focus on growing the business while knowing the accounting side of the business is in good hands.
The Garis Group provides excellent accounting and tax services, but also offers valuable business advice. As our business grew, John made is easy for us to change the structure of the business and set up a company. His tax planning advice proved invaluable. John always makes himself available to answer any questions and his sense of humour makes the accounting side of business fun. We look forward to another decade with TGG.
Paul McNamara
Small Business Owner
Di from Total Financial Security was an absolute pleasure to deal with and took all the stress out of buying a property. When the first property she found for me fell through she was immediately searching for another. She found a great apartment in Queensland and I’m now the happy owner of an investment property. I can’t recommend Di highly enough.
April Banks
Property Investment Client
We were first introduced to The Garis Group at an industry lunch where they were sponsors. We were keen to work with them as they specialised in our industry (Restaurant and Catering) and Heather helped us to formulate our business plan for a new restaurant venture we were setting up. Being very happy with her service, we moved our entire operation over to The Garis Group for them to take over our accounts. Heather was nominated as our Account Manager and we have always found her extremely helpful and approachable.
When our restaurant closed due to Covid, Heather was on hand and advised us that we would be entitled to receive JobKeeper. She helped us to navigate not just the eligibility process but then gave ongoing support to access this subsidy without charging any extra fees. This not only gave us peace of mind but the ability to focus on rebuilding our hospitality business in the shape of a new catering company which we now run.
Pokolbin Catering Co.
Hospitality Small Business Clients
I have been a friend of Jim’s for more than 20 years and Jim has also attended to my income tax affairs in that time. When I decided to proceed with setting up a Self Managed Super Fund, Jim made the process as easy as it could have possibly been. The Garis Group in concert with Politis Investment Strategies outlined the legal responsibilities in a way which made me feel comfortable with the decision I had made. The quality of the personal service I have received was outstanding.
Kim Flower
Self-Managed Super Fund Client
When it comes to purchasing property as an investment strategy, Di Garis and her team at TFS Services removed any apprehension. Her knowledge, research and the information provided to me by the TFS team provided constructive and valuable direction in helping to remove the unfamiliar territory I was as a first-time property investor. Di ‘s personable service of answering my questions and keeping me well informed along the property purchase made the experience uncomplicated and manageable. I would certainly recommend Di Garis and the TFS team to any property investor seeking a professional and stress-free service!
Max Mitchell
Property Investment Client
After using The Garis Group as our personal accountants there was no other choice for us when we bought our business. John helped and guided us every step of the way throughout our purchasing period. Liaising with all other clientele and sending them relevant information on our behalf, made the transition into business owners much smoother.
Introducing and helping train our staff with up to date software has been helpful in putting us on the road to success. The constant analysis of our figures and monitoring our cash flow has guided many of our decisions throughout our first business year. We trust the knowledgeable and very approachable staff at The Garis Group with all of our accounting needs.
Kyle & Leesa Oswald
Individual & Small Business Owners
We have been using The Garis Group for our accounting over the past 2 years. During that time they have provided friendly and professional advice to us in relation to both our personal and business dealings. We have been operating a new franchise and have found the information received from John very helpful in the initial set up and ongoing management.
Any queries we have had have been dealt with in a timely and friendly manner.
We would highly recommend The Garis Group to all our friends and business associates.
Bruce & Sue Worthington
Small Business Owners
Call Now 02 4969 4699
